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Reward : General Benefits :

Insurance Benefits

Affordable Care Act (ACA) | Health Insurance | Disability Income Plan | Employees' Assistance Program (see Family Medical Leave) | Flexible Benefits | Unemployment Insurance (see Voluntary Shared Leave) | Workers' Compensation | Social Security Retirement Planner

Affordable Care Act (ACA)

Here, if you are a state employee or a health benefits representative for a state agency, you will find all the information you need on ACA.

Key Terms

How to Comply with ACA Requirements

Case Studies

Thank you for your service to the state of North Carolina. If you have any questions about the Affordable Care Act, please contact the Office of State Human Resources at 919-807-4800.

Health Insurance

State Health Plan site

A statewide group plan, which covers hospital and medical expenses, is available to employees at no additional cost.  Family and dependent coverage is available at the employee's expense. 


Flexible Benefits

NC Flex Site

NC Flex offers nine voluntary benefits (pre-tax):

  • Health Care Flexible Spending Account
  • Dependent Day Care Flexible Spending Account
  • Vision Care Plan
  • Core Accidental Death and Dismemberment (no cost to employee)
  • Voluntary Accidental Death and Dismemberment Insurance
  • Traditional/Managed Care Dental Coverage.
  • Cancer Insurance
  • Group Term Life
  • Critical Illness

To participate in NCFlex, you must work 20 or more hours per week in a permanent, probationary or time-limited position.


Workers' Compensation

WC Site

The State pays for on-the-job injury or job connected illness or death through Workers' Compensation

Disability Income Plan 

Policy (see pages 3 and 4)

Employees are eligible after one year of state service for short term disability; they are eligible for long-term disability after five years of service

Unemployment Insurance

Office of State Human Resources maintains a centralized Unemployment Insurance Cost Management Program to provide effective claims administration and control of benefit costs. 

Employee Assistance Program

More EAP Information

The Employees Assistance Program is a confidential service of North Carolina State Government designed to assist state government employees and their immediate family members resolve personal problems before they disrupt personal or work life.  The service is provided at no charge to the employee.